Terms of Service

1. General Information

Liondatas is an online platform located in [Address Placeholder], providing mobile data, airtime, cable TV, electricity payments, and bulk SMS services.

These services are designed to provide quick and easy access to essential utilities for our users.

2. User Account Creation and Security

To access our services, you must create an account by providing the following information:

• Phone number
• Email address
• First name
• Last name
• Date of birth (KYC)
• NIN (KYC)
• BVN (KYC)
• Image (KYC)

You are responsible for maintaining the confidentiality of your account credentials (username, password, and personal information) and for all activities that occur under your account.

If you suspect any unauthorized activity, you must notify us immediately. Liondatas will not be held responsible for any loss due to unauthorized use of your account.

3. User Responsibilities

As a user of Liondatas, you agree to:

• Use our services only for lawful purposes and in accordance with local and international laws.
• Not engage in fraudulent activity, including but not limited to false claims, fraudulent transactions, or the use of stolen payment methods.
• Ensure the security of your account and credentials by taking all necessary precautions.
• Be respectful to other users and refrain from using abusive, offensive, or harmful language.

4. Payment and Billing

You can make payments for our services through bank transfer or credit/debit cards. Users must have enough balance before access to services is granted.

Pricing and Fees: The prices for services provided are displayed on the platform at the time of purchase. Prices are subject to change, but we will notify you of any changes.

Refund Policy: Payments are non-refundable once the service has been delivered, except in cases where an error occurs or service is unavailable.

5. Service Availability and Limitations

While we strive to ensure that our services are available at all times, Liondatas does not guarantee 100% uptime. Service interruptions may occur due to maintenance, technical issues, or other unforeseen circumstances.

We will make reasonable efforts to inform users of any significant service disruptions.

Geographical Restrictions: Our services are available to users within Africa, and certain services may be limited to specific regions.

6. Privacy and Data Usage

Liondatas values your privacy. By using our services, you consent to the collection and use of your personal information as described in our Privacy Policy.

We may collect:

• Personal details: such as your name, phone number, email address.
• Payment information: for billing and transaction purposes.
• Usage data: such as your interactions with the platform.

We will not share your personal data with third parties unless required by law or necessary to fulfill your service requests (e.g., payment processors).

7. User Content and Intellectual Property

All content on the Liondatas platform, including logos, text, graphics, and software, is the intellectual property of Liondatas or its partners and is protected by copyright and other intellectual property laws. You may not use any part of our platform's content without prior permission.

If you upload or provide any content to Liondatas, you retain ownership of that content but grant us a worldwide, royalty-free, transferable license to use, display, and distribute your content as necessary to provide our services.

8. Account Termination

Liondatas reserves the right to suspend or terminate your account at any time, without notice, if:

• You violate these Terms of Service or engage in fraudulent activity.
• You misuse the platform or cause harm to other users.

Upon termination, you will no longer have access to any of the services associated with your account, and we may delete or retain your data as per our policies.

9. Disclaimers and Limitation of Liability

No Warranty: Liondatas provides the services "as is" and makes no representations or warranties of any kind regarding the availability, quality, or accuracy of the services.

Limitation of Liability: Liondatas will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use our services.

10. Governing Law and Dispute Resolution

These Terms will be governed by and construed in accordance with the laws of Nigeria. Any disputes will be resolved through binding arbitration, and you agree to submit to the exclusive jurisdiction of Nigerian courts.

11. Modifications to Terms

We may update these Terms of Service from time to time. When we do, we will post the updated Terms on this page and update the effective date.

We encourage you to review these Terms periodically. Your continued use of our services after changes are made constitutes your acceptance of the updated Terms.